* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

body {
    background: #f4f6fa;
}

.hero {
  position: relative;
  height: 280px;
  overflow: hidden;
}

.hero img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}

.hero-content {
  position: absolute;
  inset: 0;
  background: rgba(0, 28, 74, 0.65);
  display: flex;
  flex-direction: column;
  justify-content: center;
  padding: 40px;
  color: white;
}

.hero-content h1 {
  font-size: 2.5rem;
  margin-bottom: 10px;
}

.faq-container {
  max-width: 1000px;
  margin: 60px auto;
  padding: 0 20px;
}

.faq-item {
  border: 1px solid #dfe5ee;
  border-radius: 8px;
  background: white;
  margin-bottom: 15px;
  overflow: hidden;
  box-shadow: 0 3px 12px rgba(0, 0, 0, 0.05);
}

.faq-question {
  width: 100%;
  border: none;
  background: white;
  color: #003c88;
  padding: 20px 25px;
  display: flex;
  justify-content: space-between;
  align-items: center;
  cursor: pointer;
  font-size: 1.05rem;
  font-weight: 600;
  text-align: left;
}

.faq-question:hover {
  background: #f7f9fc;
}

.icon {
  font-size: 1.6rem;
  color: #003c88;
  transition: transform 0.25s ease;
}

.faq-answer {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.35s ease;
  background: #fafbfd;
}

.faq-answer p {  
    padding: 0 25px 20px;
}
.faq-answer ul {  
    padding: 0 25px 20px 50px;
}

.faq-item.active .faq-answer {
  max-height: 300px;
}

.faq-item.active .icon {
  transform: rotate(45deg);
}

@media (max-width: 768px) {

  .hero {
    height: 220px;
  }

  .hero-content h1 {
    font-size: 1.8rem;
  }

  .faq-question {
    font-size: 1rem;
  }
}